Corporate Events

SMBC Nikko Securities America, Inc. has been added as the Co-Lead Underwriter for Sumitomo Mitsui Financial Group, Inc.'s $700 million Fixed-Income Offering.

Goldman Sachs & Co. LLC has been added as the Co-Lead Underwriter for Sumitomo Mitsui Financial Group, Inc.'s $700 million Fixed-Income Offering.

BofA Securities, Inc. has been added as the Co-Lead Underwriter for Sumitomo Mitsui Financial Group, Inc.'s $700 million Fixed-Income Offering.

Jefferies LLC has been added as the Co-Lead Underwriter for Sumitomo Mitsui Financial Group, Inc.'s $700 million Fixed-Income Offering.

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering. Security Name: Fixed to Floating Rate Senior Unsubordinated Unsecured Notes Security Type: Corporate Bond/Note (Non Convertible) Security Features: Callable; EuroBonds; Eurodollar bonds; Senior; Unsecured; Unsubordinated; Variable Rate Coupon Type: Variable

From May 14, 2025 to June 30, 2025, the company has repurchased 17,516,200 shares, representing 0.45% for ¥63,422.48 million. With this, the company has completed the repurchase of 17,516,200 shares, representing 0.45% for ¥63,422.48 million under the buyback announced on May 14, 2025.

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering. Security Name: Fixed to Floating Rate Senior Unsubordinated Unsecured Notes Security Type: Corporate Bond/Note (Non Convertible) Security Features: Callable; EuroBonds; Eurodollar bonds; Senior; Unsecured; Unsubordinated; Variable Rate Coupon Type: Variable

Sumitomo Mitsui Financial Group, Inc. has completed a Fixed-Income Offering in the amount of $700 million. Security Name: Fixed to Floating Rate Senior Unsubordinated Unsecured Notes due July 8, 2033 Security Type: Corporate Bond/Note (Non Convertible) Principal Amount: $700 million Price\Range: 100% Discount Per Security: 0.4% Security Features: Callable; EuroBonds; Eurodollar bonds; Senior; Unsecured; Unsubordinated; Variable Rate Coupon Type: Variable

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering. Security Name: Fixed to Floating Rate Senior Unsubordinated Unsecured Notes Security Type: Corporate Bond/Note (Non Convertible) Security Features: Callable; EuroBonds; Eurodollar bonds; Senior; Unsecured; Unsubordinated; Variable Rate Coupon Type: Variable

Sumitomo Mitsui Financial Group, Inc. has completed a Fixed-Income Offering in the amount of $900 million. Security Name: Floating Rate Senior Unsubordinated Unsecured Notes due July 08, 2031 Security Type: Corporate Bond/Note (Non Convertible) Principal Amount: $900 million Price\Range: 100% Security Features: Callable; EuroBonds; Eurodollar bonds; Floating Rate; Senior; Unsecured; Unsubordinated Coupon Type: Variable

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering. Security Name: Floating Rate Senior Unsubordinated Unsecured Notes Security Type: Corporate Bond/Note (Non Convertible) Security Features: Callable; Floating Rate; Senior; Unsecured; Unsubordinated Coupon Type: Variable

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering. Security Name: Fixed to Floating Rate Subordinated Unsecured Prepectual Notes Security Type: Corporate Bond/Note (Non Convertible) Security Features: Callable; EuroBonds; Eurodollar bonds; Perpetual; Subordinated; Unsecured; Variable Rate Coupon Type: Variable

Sumitomo Mitsui Financial Group, Inc. announced that at the AGM held on June 27, 2025, approved the appointment of Makoto Takashima, Honami Matsugasaki, Jun Sawada, Yoriko Goto, Isao Teshirogi and Norimitsu Takashima as Directors.

Sumitomo Mitsui Financial Group, Inc. at its Ordinary General Meeting of Shareholders held on June 27, 2025, approved partial Amendment to the Articles of Incorporation.

Sumitomo Mitsui Financial Group, Inc. reported earnings results for the full year ended March 31, 2025. For the full year, the company reported net interest income was JPY 2,338,224 million compared to JPY 1,880,660 million a year ago. Net income was JPY 1,177,996 million compared to JPY 962,946 million a year ago. Basic earnings per share from continuing operations was JPY 301.55 compared to JPY 241.52 a year ago. Diluted earnings per share from continuing operations was JPY 301.48 compared to JPY 241.45 a year ago.

Cellid Inc. announced that it has joined forces with Sumitomo Mitsui Financial Group Inc. (SMBC Group, CEO, Tatsu Nakajima), and Seven-Eleven Japan Co. (Seven Eleven, President and Representative Director, Tomohiro Akutsu) to launch a demonstration experiment using AR glasses for in-store shopping and this pilot test starts this week. This demonstration will utilize Cellid's independently developed Reference Design AR glasses prototype to offer a new shopping experience for employees at 7-Eleven stores located in the East Wing of SMBC Group's offices. The test will assess several key AR-powered functions necessary for in-store purchases, including customer identification, product recognition and payment processing. The purchasing experience will be verified step by step, adding advanced features such as "product recommendation display" and "product display shelf guidance", which are unique to AR technology. Since November 2023, Cellid, in collaboration with SMBC Group, has been exploring the possibility of next-generation services utilizing AR glasses. This demonstration experiment represents a major step in those efforts, accelerating the use of AR glasses to enhance the purchasing experience. It aims to deliver an intuitive and seamless experience by superimposing digital information onto the real world through AR glasses. The test will evaluate how this technology can enhance everyday convenience and transform consumer purchasing behavior. In addition, it will assess the practicality and potential of new services that leverage the unique capabilities of AR technology. Cellid's core business is the development of displays for AR glasses and spatial recognition engines. In particular, Cellid boasts the industry's most advanced technology in the development and design of the world's largest, widest field of view and lightest weight waveguide, and was the first to successfully develop technology capable of projecting full-color images made of plastic. In preparation for the increasing use of AR glasses in the near future, the company is accelerating its collaboration with partner and user companies, and this demonstration experiment is a part of these efforts.

Sumitomo Mitsui Financial Group, Inc. has completed a Fixed-Income Offering in the amount of €800 million. Security Name: 3.573% Senior Notes due May 28, 2032 Security Type: Corporate Bond/Note (Non Convertible) Principal Amount: €800 million Price\Range: 100% Security Features: Euro MTN; MTN; Senior Coupon Type: Fixed Transaction Features: Regulation S

Asuene Inc. announced that it will receive funding on May 27, 2025. The transaction will include participation from returning investor, Sumitomo Mitsui Financial Group, Inc. The company will issue equity shares through third party allotment in the first tranche of the round.

Sumitomo Mitsui Financial Group, Inc. has completed a Fixed-Income Offering in the amount of ¥60 billion. Security Name: Fixed to Floating Rate Unsecured Perpetual Bonds Security Type: Corporate Bond/Note (Non Convertible) Principal Amount: ¥60 billion Price\Range: 100% Security Features: Callable; Perpetual; Unsecured; Variable Rate Coupon Type: Variable

Sustainability Briefing

New Wave Capital Limited announced that it has received £650 million in a round of funding on May 22, 2025. The transaction included participation from new investors, Sumitomo Mitsui Financial Group, Inc, Lloyds Banking Group plc, and Société Générale Société anonyme.

Sumitomo Mitsui Financial Group, Inc. announced that at its AGM to be held on June 27, 2025, to propose partial amendment to the articles of incorporation.

Sumitomo Mitsui Financial Group, Inc. provided consolidated earnings guidance for the fiscal year ending March 31, 2026. For the year, the company expects profit attributable to owners of parent of JPY 1,300,000 million and earnings per share of JPY 338.19.

Sumitomo Mitsui Financial Group, Inc. announced dividend for the fiscal year ended March 31, 2025 of JPY 62 per share. Date of payment of year-end dividends is July 18, 2025. For the second quarter of fiscal year ending March 31, 2026, the company expects dividend of JPY 68 per share. For the full year of fiscal year ending March 31, 2026, the company expects dividend of JPY 68 per share compared to JPY 62 per share a year ago.

Sumitomo Mitsui Financial Group, Inc. (TSE:8316) announces a share repurchase program. Under the program, the company will repurchase up to 40,000,000 shares, representing 1.03% of its issued share capital, for ¥100,000 million. The purpose of the program is flexible acquisition of treasury stock to enhance shareholder returns and improve capital efficiency. The shares repurchased will be cancelled. The program is valid till July 31, 2025. As of April 30, 2025, there are 3,874,276,495 outstanding shares (excluding treasury stock) and 10,168,963 shares in treasury.

The Board of Directors of Sumitomo Mitsui Financial Group, Inc. has authorized a buyback plan on May 14, 2025.

Sumitomo Mitsui Financial Group, Inc., Annual General Meeting, Jun 27, 2025.

Sumitomo Mitsui Financial Group, Inc., Board Meeting, May 14, 2025. Agenda: To consider resolution to oppose the shareholder proposals regarding intentions to exercise their proposal rights; and to increase the annual dividend for FY2024 to JPY 122 per share, set the annual dividend forecast for FY2025 at JPY 136 per share, and acquire up to JPY 100 bn of the company's own shares based on its excess capital position.

The company closed its plan on April 15, 2025.

From April 1, 2025 to April 15, 2025, the company has repurchased 16,226,100 shares, representing 0.12% for ¥39,948.7 million. With this, the company has completed the repurchase of 436,859,275 shares, representing 3.27% for ¥1,199,999.86 million under the buyback announced on May 8, 2024.

Sumitomo Mitsui Financial Group, Inc., 2025 Earnings Call, May 16, 2025

From January 1, 2025 to March 31, 2025, the company has repurchased 46,976,200 shares, representing 0.36% for ¥133,271.91 million. With this, the company has completed the repurchase of 420,633,175 shares, representing 3.14% for ¥1,160,051.16 million under the buyback announced on May 8, 2024.

Sumitomo Mitsui Financial Group, Inc. announced that they will report fiscal year 2025 results on May 14, 2025

Sumitomo Mitsui Financial Group, Inc. announced the expiration and the final tender results of its previously announced partial cash tender offers (the Tender Offers) to purchase outstanding debt securities of the company. The Tender offers were made upon the terms and subject to the conditions set forth in the Company's Offer to Purchase dated February 18, 2025 (the Offer to Purchase) and expired at 5:00 p.m., New York City time, on March 18, 2025 (the Expiration Time). Accordingly, no additional Notes can be tendered for purchase. As of the Expiration Time, a combined aggregate principal amount of the Notes equal to $477,370,000 was validly tendered and not validly withdrawn in the Tender Offers, according to information provided by D.F. King, the tender agent and information agent for the Tender Offers and accepted for purchase by the company. Title of Security: 3.202% Subordinated Notes due 2029; Aggregate Principal Amount Purchased on Early Settlement Date: USD 255,269,000; Aggregate Principal Amount Received after Early Tender Deadline and at or prior to Expiration Time: USD 901,000; Aggregate Principal Amount Expected to be Accepted for Purchase on Final Settlement Date: USD 901,000; Aggregate Principal Amount Expected to be Outstanding following Final Settlement: USD 243,830,000. Title of Security: 2.142% Subordinated Notes due 2030; Aggregate Principal Amount Purchased on Early Settlement Date: USD 219,829,000; Aggregate Principal Amount Received after Early Tender Deadline and at or prior to Expiration Time: USD 1,371,000; Aggregate Principal Amount Expected to be Accepted for Purchase on Final Settlement Date: USD 1,371,000; Aggregate Principal Amount Expected to be Outstanding following Final Settlement: USD 628,800,000. After the Early Tender Deadline and at or prior to the Expiration Time, the Company received valid tenders of USD 2,272,000 aggregate principal amount of the Notes. Considering the USD 475,098,000 aggregate principal amount of the Notes purchased on the Early Settlement Date and the Maximum Amount, the company expects to accept for purchase all of such validly tendered Notes. For the 3.202% Subordinated Notes due 2029 validly tendered after the Early Tender Deadline and at or prior to the Expiration Time and accepted for purchase, the company expects to pay Tender Consideration of USD 902.43 per USD 1,000 principal amount plus any accrued and unpaid interest from the last interest payment date applicable to the Notes of such series up to, but not including, the Final Settlement Date. For the 2.142% Subordinated Notes due 2030 validly tendered after the Early Tender Deadline and at or prior to the Expiration Time and accepted for purchase, the company expects to pay Tender consideration of USD 836.80 per USD 1,000 principal amount plus any accrued and unpaid interest from the last interest payment date applicable to the Notes of such series up to, but not including, the Final Settlement Date. Under the terms of the Tender Offers, all Notes validly tendered and not validly withdrawn at or before the Early Tender Deadline had priority over Notes tendered after the Early Tender Deadline, even if such Notes tendered after the Early Tender Deadline had a higher Acceptance Priority Level (as defined in the Offer to Purchase) than the Notes tendered at or before the Early Tender Deadline.

Sumitomo Mitsui Financial Group, Inc. hereby announced that the change of Representative Executive Officer was resolved the meeting of the Board of Directors held on March 7, 2025, With effect from April 1, 2025, Muneo Kanamaru will be retired from Current position Deputy President and Executive Officer (Representative Executive Officer), Masamichi Koike, currently Deputy President and Executive Officer (Representative Executive Officer appointed) will be appointed as Deputy Chairman, Yoshihiro Hyakutome, Currently Senior Managing Corporate Executive Officer, will be appointed as Deputy President and Executive Officer (Representative Executive Officer), Takeshi Mikami, Currently Senior Managing Corporate Executive Officer, will be appointed as Deputy President and Executive Officer (Representative Executive Officer). Yoshihiro Hyakutome was born on February 27, 1965. Business Experience: April 1988: Joined The Sumitomo Bank Limited, April 2016: Executive Officer, Sumitomo Mitsui Banking Corporation, April 2017: Executive Officer, Sumitomo Mitsui Financial Group, Inc., April 2018: Managing Executive Officer, Sumitomo Mitsui Financial Group, Inc. Managing Executive Officer, Sumitomo Mitsui Banking Corporation, April 2022: Senior Managing Corporate Executive Officer, Sumitomo Mitsui Financial Group, Inc. (to present), Director and Senior Managing Executive Officer, Sumitomo Mitsui Banking Corporation, April 2024: Senior Managing Executive Officer, Sumitomo Mitsui Banking Corporation (to present). Takeshi Mikami was born on February 16, 1966. Business Experience: April 1988: Joined The Sumitomo Bank Limited, April 2016: Executive Officer, Sumitomo Mitsui Banking Corporation, April 2017: Executive Officer, Sumitomo Mitsui Financial Group, Inc. April 2019: Managing Executive Officer, Sumitomo Mitsui Financial Group, Inc. Managing Executive Officer, Sumitomo Mitsui Banking Corporation, April 2020: Retired from Sumitomo Mitsui Financial Group, Inc., April 2022: Senior Managing Corporate Executive Officer, Sumitomo Mitsui Financial Group, Inc. (to present), Retired from Sumitomo Mitsui Banking Corporation.

Sumitomo Mitsui Financial Group, Inc., Board Meeting, Mar 07, 2025. Agenda: To consider the change of Representative Executive Officer.

Sumitomo Mitsui Financial Group, Inc. announced the pricing of its previously announced cash tender offers (the “Tender Offers”) to purchase outstanding debt securities of the Company listed in the table below (collectively, the “Notes,” and each a “Series” of Notes) up to a combined aggregate principal amount of the Notes equal to $600,000,000 (the “Maximum Amount”), subject to certain acceptance priority levels, each as specified in the table below. The Tender Offers are being made upon the terms and subject to the conditions set in the Company’s Offer to Purchase dated February 18, 2025 the “Offer to Purchase”). Capitalized terms not otherwise defined in this press release have the same meaning as in the Offer to Purchase. References in this press release to “$” or “U.S.$” are to United States dollars unless otherwise indicated. Unless the context otherwise requires, the “Company,” “we,” “us,” “our,” and similar terms refer to Sumitomo Mitsui Financial Group, Inc. as well as to its subsidiaries. 3.202% Subordinated Notes due 2029 (CUSIP: 86562M BS8 /ISIN: US86562MBS89) - Acceptance Priority Level 1, Reference U.S. Treasury: 4.25% UST due January 31, 2030, Yield: 3.924%, Fixed Spread: 45 bps, Total Consideration: USD 952.43, Tender Consideration: USD 902.43; 2.142% Subordinated Notes due 2030 (CUSIP: 86562M BZ2 /ISIN: US86562MBZ23) - Acceptance Priority Level 2, Reference U.S. Treasury: 4.25% UST due January 31, 2030, Yield: 3.924%, Fixed Spread: 55 bps, Total Consideration: USD 886.80, Tender Consideration: USD 836.80. The aggregate principal amount of the Notes that were validly tendered and not validly withdrawn at or prior to the Early Tender Deadline did not exceed the Maximum Amount. Assuming that the Company accepts for purchase all Notes that were validly tendered at or prior to the Early Tender Deadline, there is $124,902,000 of unused Maximum Amount remaining as of the Early Tender Deadline, which remains subject to the Acceptance Priority Levels stated above. Holders of the Notes may tender additional Notes prior to 5:00 p.m., New York City time, on March 18, 2025 (the “Expiration Time”). No tenders will be valid if submitted after the Expiration Time. Holders of Notes who validly tender their Notes after the Early Tender Deadline and at or before the Expiration Time will be eligible to receive the applicable Tender Consideration per $1,000 principal amount of Notes tendered by such Holder that are accepted for purchase, which is equal to the applicable Total Consideration (as defined herein) minus the Early Tender Premium (as defined herein). The “Total Consideration” for each $1,000 principal amount of Notes of any Series tendered and accepted for purchase pursuant to the Tender Offers has been determined in the manner described in the Offer to Purchase by reference to a yield to maturity equal to the sum of (i) the applicable fixed spread specified for such Series in the table above over (ii) the yield corresponding to the bid-side price of the applicable Reference U.S. Treasury Security specified for such Series in the table above, as displayed on the applicable Bloomberg Reference Page specified in the table above, as calculated by the Dealer Managers at 9:00 a.m., New York City time, on March 4, 2025. Holders of Notes must have validly tendered and not validly withdrawn their Notes at or before 5:00 p.m., New York City time, on March 3, 2025 (the “Early Tender Deadline”) to be eligible to receive the applicable Total Consideration for their tendered Notes, which already includes an early tender payment of $50 per $1,000 principal amount of the Notes accepted for purchase (the “Early Tender Premium”). Holders whose Notes are accepted for purchase pursuant to the Tender Offers will also receive accrued and unpaid interest on their purchased Notes from the last interest payment date for such Notes to, but excluding, March 11, 2025 (the “Early Settlement Date”). On February 25, 2025, the Company completed the offering of perpetual subordinated debt securities, thereby satisfying the New Notes Condition to the Tender Offers described in the Offer to Purchase. The Company’s obligation to accept for purchase and to pay for the Notes validly tendered in the Tender Offers is subject to the satisfaction or waiver of the remaining conditions described in the Offer to Purchase.

Sumitomo Mitsui Financial Group, Inc. announced the early tender results on March 3, 2025 (the “Early Tender Deadline”) of its previously announced cash tender offers (the “Tender Offers”) to purchase outstanding debt securities of the Company listed in the table below (collectively, the “Notes,” and each a “Series” of Notes) up to a combined aggregate principal amount of the Notes equal to U.S.D 600,000,000 (the “Maximum Amount”), subject to certain acceptance priority levels. Withdrawal rights for the Tender Offers expired at the Early Tender Deadline. Accordingly, Notes validly tendered in the Tender Offers may no longer be withdrawn except where additional withdrawal rights are required by applicable law. The aggregate principal amount of the Notes that were validly tendered and not validly withdrawn at or prior to the Early Tender Deadline did not exceed the Maximum Amount. Holders of the Notes may tender additional Notes prior to 5:00 p.m., New York City time, on March 18, 2025 (the “Expiration Time”). No tenders will be valid if submitted after the Expiration Time. Holders of Notes who validly tender their Notes after the Early Tender Deadline and at or before the Expiration Time will be eligible to receive the applicable Tender Consideration per $1,000 principal amount of Notes tendered by such Holder that are accepted for purchase, which is equal to the applicable Total Consideration (as defined herein) minus the Early Tender Premium (as defined herein). Holders of Notes must have validly tendered and not validly withdrawn their Notes at or before the Early Tender Deadline to be eligible to receive the applicable Total Consideration for their tendered Notes, which already includes an early tender payment of $50 per $1,000 principal amount of the Notes accepted for purchase (the “Early Tender Premium”). The “Total Consideration” for each $1,000 principal amount of Notes of any Series tendered and accepted for purchase pursuant to the Tender Offers will be determined in the manner set forth in the Offer to Purchase by reference to a yield to maturity equal to the sum of (i) the applicable fixed spread over (ii) the yield corresponding to the bid-side price of the applicable Reference U.S. Treasury Security, as displayed on the applicable Bloomberg Reference Page, each as specified in the Offer to Purchase, and as calculated by the Dealer Managers at 9:00 a.m., New York City time, on March 4, 2025, which Total Consideration so calculated will already include the applicable Early Tender Premium. For avoidance of doubt, the Early Tender Premium is not payable in addition to the Total Consideration calculated from the applicable fixed spread and applicable reference yield. The Company expects that settlement for Notes validly tendered and not validly withdrawn on or before the Early Tender Deadline that are accepted for purchase will be March 11, 2025 (the “Early Settlement Date”), assuming the conditions to the Tender Offers are satisfied or waived. Holders whose Notes are accepted for purchase pursuant to the Tender Offers will also receive accrued and unpaid interest on their purchased Notes from the last interest payment date for such Notes to, but excluding, the Early Settlement Date. On February 25, 2025, the Company completed the offering of perpetual subordinated debt securities, thereby satisfying the New Notes Condition to the Tender Offers described in the Offer to Purchase. The Company’s obligation to accept for purchase and to pay for the Notes validly tendered in the Tender Offers is subject to the satisfaction or waiver of the remaining conditions described in the Offer to Purchase.

Sumitomo Mitsui Financial Group, Inc. announced that it has commenced cash tender offers (the "Tender Offers") to purchase outstanding debt securities of the Company listed (collectively, the "Notes," and each a "Series" of Notes) up to a combined aggregate principal amount of the Notes equal to $600,000,000 (the "Maximum Amount"), subject to certain acceptance priority levels, each as specified in the table below. The Maximum Amount may be increased or decreased by the Company at its own discretion. Title of Security: 3.202% Subordinated Notes due 2029 and 2.142% Subordinated Notes due 2030. CUSIP /ISIN: 86562M BS8 /US86562MBS89 and 86562M BZ2 /US86562MBZ23. Aggregate Principal Amount Outstanding: $500,000,000 and $850,000,000. Acceptance Priority Level: 1 and 2. Early Tender Premium: $50 and $50. Reference U.S. Treasury Security: 4.25% UST due January 31, 2030 and 4.25% UST due January 31, 2030. Bloomberg Reference Page: FIT1 and FIT1. Fixed Spread (basis points): 45 bps and 55 bps. The Tender Offers are being made upon the terms and subject to the conditions set forth in the offer to purchase dated February 18, 2025, as it may be amended or supplemented from time to time (the "Offer to Purchase"). The purpose of the Tender Offers is to optimize the Company's capital structure under the applicable Japanese regulatory capital framework. Commencement Date: February 18, 2025, Tokyo time /February 17, 2025, New York City time. Early Tender Deadline: 5:00 p.m., New York City time, on March 3, 2025, unless extended with respect to one or more Series of Notes. Withdrawal Deadline: 5:00 p.m., New York City time, on March 3, 2025, unless extended with respect to one or more Series of Notes. Price Determination Time: 9:00 a.m., New York City time, on March 4, 2025, unless extended with respect to one or more Series of Notes. Early Settlement Date: The Early Settlement Date is expected to be March 11, 2025, the sixth business day following the Early Tender Deadline, but subject to change. Expiration Time: 5:00 p.m., New York City time, on March 18, 2025, unless extended with respect to one or more Series of Notes. Final Settlement Date: Promptly after the Expiration Time. Expected to be March 25, 2025, the sixth business day following the Expiration Time, but subject to change. Overview of the Tender Offers: Consummation of the Tender Offers is subject to a number of conditions, including the completion by the Company of a proposed new offering of perpetual subordinated debt securities (the "New Notes") on terms and subject to conditions reasonably satisfactory to us. Subject to applicable law, the Company may waive any and all of these conditions or extend, terminate or withdraw the Tender Offers with respect to one or more Series of Notes and/or increase or decrease the Maximum Amount. The Tender Offers are not conditioned upon any minimum amount of Notes being tendered. There are no guaranteed delivery provisions applicable to the Tender Offers. The Tender Offers will expire at 5:00 p.m., New York City time, on March 18, 2025, unless extended (such date and time, as the same may be extended, the "Expiration Time"), or earlier terminated by the Company. Holders of Notes must validly tender and not validly withdraw their Notes at or before 5:00 p.m., New York City time, on March 3, 2025, unless extended with respect to one or more Series of Notes (such date and time, as the same may be extended, the "Early Tender Deadline") or earlier terminated by the Company, to be eligible to receive the applicable Total Consideration for their tendered Notes, which already includes the applicable Early Tender Premium. Total Consideration and Tender Consideration: The "Total Consideration" for each $1,000 principal amount of Notes of any Series tendered and accepted for purchase pursuant to the Tender Offers will be determined in the manner set forth in the Offer to Purchase by reference to a yield to maturity equal to the sum of (i) the applicable fixed spread specified for such Series in the table above over (ii) the yield corresponding to the bid-side price of the applicable Reference U.S. Treasury Security specified for such Series in the table above, as displayed on the applicable Bloomberg Reference Page specified in the table above, as calculated by the Dealer Managers at 9:00 a.m., New York City time, on March 4, 2025 (such time and date, as the same may be extended, the "Price Determination Time"), which Total Consideration so calculated will already include the applicable Early Tender Premium. For avoidance of doubt, the Early Tender Premium is not payable in addition to the Total Consideration calculated from the applicable Fixed Spread and applicable Reference Yield. Holders of Notes who validly tender their Notes after the Early Tender Deadline and at or before the Expiration Time will be eligible to receive the applicable Tender Consideration per $1,000 principal amount of Notes tendered by such Holder that are accepted for purchase, which is equal to the applicable Total Consideration minus the Early Tender Premium. Notes tendered may be validly withdrawn at any time at or before 5:00 p.m., New York City time, on March 3, 2025 (such date and time, as the same may be extended, the "Withdrawal Deadline") but not thereafter, unless extended with respect to one or more Series of Notes or earlier terminated by the Company. Assuming the Tender Offers are not extended and the conditions to the Tender Offers are satisfied or waived, the Company expects that settlement for Notes validly tendered and not validly withdrawn on or before the Early Tender Deadline that are accepted for purchase will be March 11, 2025 (the "Early Settlement Date"), and for Notes validly tendered after the Early Tender Deadline and on or before the Expiration Time that are accepted for purchase, will be on March 25, 2025 (the "Final Settlement Date" and the Early Settlement Date and the Final Settlement Date each a "Settlement Date"). Holders whose Notes are accepted for purchase pursuant to the Tender Offers will also receive accrued and unpaid interest on their purchased Notes from the last interest payment date for such Notes to, but excluding, the applicable Settlement Date. The Company reserves the right to increase or decrease the Maximum Amount at its own discretion. Accordingly, Holders should not tender any Notes that they do not wish to be accepted for purchase. If Holders tender more Notes than they expect to be accepted for purchase by the Company, based on the Acceptance Priority Level (as defined below) of the Notes being tendered, and the Company subsequently accepts more of such Notes tendered and not validly withdrawn on or before the Withdrawal Deadline, such Holders will not be able to withdraw any of their previously tendered Notes.

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering. Security Name: Fixed to Floating Rate Subordinated Unsecured Prepectual Notes Security Type: Corporate Bond/Note (Non Convertible) Security Features: Callable; Perpetual; Subordinated; Unsecured; Variable Rate Coupon Type: Variable

Sumitomo Mitsui Financial Group, Inc. reported earnings results for the nine months ended December 31, 2024. For the nine months, the company reported net interest income was JPY 1,679,575 million compared to JPY 1,342,589 million a year ago. Net income was JPY 1,135,971 million compared to JPY 792,837 million a year ago. Basic earnings per share from continuing operations was JPY 289.99 compared to JPY 198.24 a year ago. Diluted earnings per share from continuing operations was JPY 289.92 compared to JPY 198.18 a year ago.

On February 13, 2025, Twelve Benefit Corporation closed the transaction. The company has raised 283,000,000 in this transaction. The transaction included participation from returning investor, DCVC, new investors, Sumitomo Mitsui Financial Group, Inc., TPG Capital, L.P., Pulse Fund LLC, TGVP, The Climate Pledge Fund, a fund managed by Amazon.com Inc., Investment Arm, Mitsui & Co., Ltd., Development Bank of Japan Inc., Japan Hydrogen Fund, a fund managed by Advantage Partners, Inc., Greycroft Coca-Cola System Sustainability Fund, a fund managed by Greycroft LP, CSC Leasing Company, Inc., MOL Switch LLC, and 2551 Capital. The company has received $83,000,000 in its second and final tranche.

From January 1, 2025 to January 31, 2025, the company has repurchased 13,911,400 shares, representing 0.36% for ¥52,963.62 million. With this, the company has completed the repurchase of 40,086,100 shares, representing 1.03% for ¥149,999.89 million under the buyback announced on November 14, 2024.

The company closed its plan on January 31, 2025.

Sumitomo Mitsui Financial Group, Inc. announced a private placement that it has received funding of up to INR 14,250,000,000 on January 10, 2025. The transaction included participation from SMFG India Credit Company Limited.

ELEMENTS, Inc. (TSE:5246) agreed to acquire 95.01% stake in Polarify Inc. from Sumitomo Mitsui Financial Group, Inc. (TSE:8316), Daon, Inc. and NTT DATA, Inc. for ¥1.5 billion on January 14, 2025. A cash consideration of ¥1.54 billion will be paid by ELEMENTS, Inc. As part of consideration, ¥1.54 billion is paid towards common equity of Polarify Inc. For the period ending March 31, 2024, Polarify Inc. reported total revenue of ¥1.56 billion, operating loss of ¥659 million and net loss of ¥660 million. As of March 31, 2024, Polarify Inc. reported total assets of ¥2.24 billion and total common equity of ¥1.72 billion. The expected completion of the transaction is March 27, 2025.

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering. Security Name: Fixed Rate Senior Unsubordinated Unsecured Notes due 2032 Security Type: Corporate Bond/Note (Non Convertible) Security Features: Callable; EuroBonds; Eurodollar bonds; Senior; Unsecured; Unsubordinated Coupon Type: Fixed

Sumitomo Mitsui Financial Group, Inc. has completed a Fixed-Income Offering in the amount of $1 billion. Security Name: 5.632% Senior Unsubordinated Unsecured Notes due January 15, 2035 Security Type: Corporate Bond/Note (Non Convertible) Principal Amount: $1 billion Price\Range: 100% Security Features: Callable; EuroBonds; Eurodollar bonds; Senior; Unsecured; Unsubordinated Coupon Type: Fixed

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering in the amount of $1 billion. Security Name: 5.632% Senior Unsubordinated Unsecured Notes due January 15, 2035 Security Type: Corporate Bond/Note (Non Convertible) Principal Amount: $1 billion Price\Range: 100% Security Features: Callable; EuroBonds; Eurodollar bonds; Senior; Unsecured; Unsubordinated Coupon Type: Fixed

From October 1, 2024 to December 31, 2024, the company has repurchased 53,861,300 shares, representing 0.41% for ¥142,293.89 million. With this, the company has completed the repurchase of 373,656,975 shares, representing 2.78% for ¥1,026,779.25 million under the buyback announced on May 8, 2024.

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering. Security Name: Unsubordinated Unsecured Senior Fixed Rate Notes Security Type: Corporate Bond/Note (Non Convertible) Security Features: Senior; Unsecured; Unsubordinated Coupon Type: Fixed

From November 14, 2024 to December 31, 2024, the company has repurchased 26,174,700 shares, representing 0.67% for ¥97,036.27 million. With this, the company has completed the repurchase of 26,174,700 shares, representing 0.67% for ¥97,036.27 million under the buyback announced on November 14, 2024.

Sumitomo Mitsui Financial Group, Inc. Presents at LATIN AMERICA -BONDS, LOANS & ESG 2024, Dec-09-2024 through Dec-10-2024. Venue: JW MARRIOTT MIAMI TURNBERRY RESORT & SPA, Aventura, Florida, Aventura, Florida, United States. Presentation Date & Speakers: Dec-09-2024, Juan Arbelaez, Director LCM Origination, Lilian Coutinho, Managing Director, Co-Head of Latin America Corporate Finance.

GB&M LIMITED, LATIN AMERICA -BONDS, LOANS & ESG 2024, Dec 09, 2024 through Dec 10, 2024. Venue: JW MARRIOTT MIAMI TURNBERRY RESORT & SPA, Aventura, Florida, Aventura, Florida, United States.

Sumitomo Mitsui Financial Group, Inc. expected to report Fiscal Year 2025 results on May 13, 2025. This event was calculated by S&P Global (Created on January 3, 2025).

Sumitomo Mitsui Financial Group, Inc. reported earnings results for the half year ended September 30, 2024. For the half year, the company reported net interest income was JPY 1,126,398 million compared to JPY 887,753 million a year ago. Net income was JPY 725,172 million compared to JPY 526,465 million a year ago. Basic earnings per share from continuing operations was JPY 184.77 compared to JPY 131.47 a year ago. Diluted earnings per share from continuing operations was JPY 184.72 compared to JPY 131.43 a year ago.

August Energy Investment Co announced that it has raised $100 million in an equity round of funding on November 18, 2024. The transaction included participation from new investor Asia-Pacific Sustainable & Decarbonisation Infrastructure Equity, LP,a fund co-managed by Aravest Pte. Ltd. and Sumitomo Mitsui Financial Group, Inc. The investor will become major shareholder in August Energy Investment Co.

Sumitomo Mitsui Financial Group, Inc. announced a dividend of ¥180.00 per share or the second quarter that ended September 30, 2024, against ¥135.00 per share a year ago. The dividend is payable on December 3, 2024. The company expects a dividend of ¥180.00 per share (Forecast/Before considering the stock split) for the year ending March 31, 2025.

Sumitomo Mitsui Financial Group, Inc. expected to report Q3 2025 results on January 30, 2025. This event was calculated by S&P Global (Created on November 14, 2024).

Sumitomo Mitsui Financial Group, Inc. (TSE:8316) announces a share repurchase program. Under the program, the company will repurchase up to 60,000,000 shares, representing 1.53% of its issued share capital, for ¥150,000 million. he purpose of the program is to enhance shareholder returns and improve capital efficiency. The shares repurchased will be cancelled. The program is valid till January 31, 2025. As of October 31, 2024, there are 3,914,303,074 outstanding shares (excluding treasury stock) and 10,228,484 shares in treasury.

The Board of Directors of Sumitomo Mitsui Financial Group, Inc. has authorized a buyback plan on November 14, 2024.

Sumitomo Mitsui Financial Group, Inc., Board Meeting, Nov 14, 2024. Agenda: To consider the distribution of interim dividends from surplus and revision of dividend forecast.

Sumitomo Mitsui Financial Group, Inc., H1 2025 Earnings Call, Nov 19, 2024

Sumitomo Mitsui Financial Group, Inc. has completed a Fixed-Income Offering in the amount of €500 million. Security Name: 3.318% Senior Unsecured Green Notes due October 7, 2031 Security Type: Corporate Bond/Note (Non Convertible) Principal Amount: €500 million Price\Range: 100% Security Features: Callable; Climate Bonds/Green Bonds; Euro MTN; EuroBonds; MTN; Senior; Unsecured Coupon Type: Fixed Transaction Features: Regulation S

Sumitomo Mitsui Financial Group, Inc. has announced a Fixed-Income Offering in the amount of €500 million. Security Name: 3.318% Senior Green Notes due October 7, 2031 Security Type: Corporate Bond/Note (Non Convertible) Principal Amount: €500 million Price\Range: 100% Security Features: Climate Bonds/Green Bonds; Euro MTN; MTN; Senior Coupon Type: Fixed Transaction Features: Regulation S

Japan's three megabanks plan to invest up to JPY 5 billion ($35 million) each in Japanese chipmaker Rapidus Corporation, which aims to mass-produce cutting-edge semiconductors, Nikkei has learned. The government-backed Development Bank of Japan Inc. will also contribute JPY 10 billion, bringing the major banks' total capital contribution to JPY 25 billion ($175 million). The aim is to secure the funds needed for investment, and to stabilize cash flows ahead of the start of mass production in 2027. Sumitomo Mitsui Banking Corp. (Sumitomo Mitsui Financial Group, Inc. (TSE:8316)), Mizuho Bank, Ltd., and DBJ will become shareholders of Rapidus, while existing shareholder MUFG Bank, Ltd. will make its second investment in the company, following an earlier one in October 2022. The major banks plan to submit documents to Rapidus this month expressing their intention to invest. Banks are prohibited by the Banking Act from holding more than 5% of a company's voting rights, so the amount of investment will be limited in accordance with the law.

From July 1, 2024 to September 30, 2024, the company has repurchased 319,795,675 shares, representing 2.37% for ¥884,485.35 million. With this, the company has completed the repurchase of 319,795,675 shares, representing 2.37% for ¥884,485.35 million under the buyback announced on May 8, 2024.

Sumitomo Mitsui Financial Group, Inc. announced that they will report Q2, 2025 results on Nov 14, 2024

On September 24, 2024, the company announced an increase in its equity buyback plan. The company increased its authorization by an additional 120,000,000 shares for ¥200,000 million, thereby increasing the total plan term to 530,000,000 shares for ¥1,200,000 million.

On September 17, 2024, Sakana AI K.K. closed the transaction. The company has raised ¥10,000 million in second and final tranche bringing aggregate gross proceeds of ¥30,000 million. The transaction was led by returning investor Global Brain Corporation and included participation from new investors, Mitsubishi UFJ Financial Group, Inc., TransLink Capital, Sumitomo Mitsui Financial Group, Inc., Mizuho Financial Group, Inc., NEC Corporation, SBI Group, Dai-ichi Life Holdings, Inc., ITOCHU Corporation, KDDI Corporation, Fujitsu Limited, Nomura Holdings, Inc., JAFCO Group Co., Ltd., Miyako Capital Co., Ltd., 500 Global and other investors. The transaction is being raised at a post-money valuation exceed of $1,500 million (¥210,945 million).

SMBC Group IR Day

The company closed its plan on July 31, 2024.

From July 1, 2024 to July 31, 2024, the company has repurchased 4,112,500 shares, representing 0.31% for ¥44,881.31 million. With this, the company has completed the repurchase of 9,561,800 shares, representing 0.73% for ¥99,999.4 million under the buyback announced on May 15, 2024.

On July 26, 2024, Sumitomo Mitsui Financial Group, Inc. closed the transaction. The transaction included participation from four investors.

Sumitomo Mitsui Financial Group, Inc. announced that it will receive ¥75,836,286.92 in funding on July 25, 2024. The company will issue common shares in the transaction. The company will issue securities pursuant to exemption provided under Regulation D.

First Abu Dhabi Bank P.J.S.C. (ADX:FAB) is among potential suitors for a roughly $5 billion stake in India's Yes Bank Limited (NSEI:YESBANK) according to people with knowledge of the matter. The West Asian lender is weighing a bid for as much as a 51% stake in YES Bank, the people said, asking not to be identified as the deliberations are private. The stake sale has also drawn preliminary interest from Japan, including Mitsubishi UFJ Financial Group, Inc. (TSE:8306) and Sumitomo Mitsui Financial Group, Inc. (TSE:8316), although it remains unclear how strong their appetite for a deal is and whether they will proceed, the people said. YES Bank shares have gained 16% this year, valuing the Mumbai-based lender at about $9.4 billion. Considerations are ongoing and the potential size of the stake sale could change, the people said. The banks may also decide against pursuing a deal or some could consider other investment options, the people said. Representatives for FAB, MUFG, and SMFG declined to comment. A representative for YES Bank didn't immediately respond to a request seeking comment. YES Bank said this week it hasn't received any in-principle approval from the Reserve Bank of India for a 51% stake sale. State Bank of India has pared its holding in YES Bank after rescuing the lender four years ago when it was inundated with bad loans. It remains its biggest shareholder with a 24% stake. SBI's chairman Dinesh Khara's tenure is due to end in August, potentially delaying a deal involving YES Bank. A government-appointed panel has recommended he be replaced by Challa Sreenivasulu Setty.

Sumitomo Mitsui Financial Group, Inc., ¥ 165., Cash Dividend, Sep-27-2024

Sakana AI K.K. announced that it will receive approximately ¥20,000 million in first tranche co-led by new investor, New Enterprise Associates, Inc., returning investors, Lux Capital Management, LLC, and Khosla Ventures, LLC on September 4, 2024. The company will issue equity as part of funding. The tranche included participation from new investor, NVIDIA Corporation. As a part of the transaction, NVIDIA Corporation becoming major shareholder of the company. The tranche is being raised at a post-money valuation exceed of $1,000 million (¥144,315 million).